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Chlamydia Infection: Causes and Insurance Coverage
As a sexually transmitted disease, chlamydia is a condition that warrants ongoing medical care to manage it long term. It is caused by a bacterium that is known as chlamydia trachomatis. It occurs in women on the cervix, rectum or in the throat and can occur in men on the urethra, rectum, and throat. As a serious health condition, you should maintain health insurance to help cover the costs associated with this condition. Here is what you should consider about chlamydia and health insurance. This is for your information only and should not be considered medical advice.
What Causes a Chlamydia Infection?
Sexual intercourse is the leading cause of this condition, which is why it is so important not to engage in sexual activity with someone you do not know or without protection. It can spread through oral sexual relations as well. It is also possible for a mother to pass on the infection to a child during the delivery process at childbirth.
Chlamydia Infection Risk Groups
Some people may be more likely to experience this condition than others. Those who have other types of immune-suppressing diseases, such as AIDS/HIV are at a higher risk level. In addition, young women are specifically at a higher risk. The condition, which occurs more commonly in younger people, is most common in people who do not use a condom consistently or those that have multiple partners.
Symptoms of a Chlamydia Infection
Knowing the symptoms of chlamydia is important for anyone who is sexually active. Generally speaking, the initial infection does not cause any significant symptoms or signs. Many people then do not know that they have it. You can still pass the disease from one person to the next even if you have no signs of chlamydia. Over time, some symptoms may develop. This includes virginal discharge that has a strong smell, pain during sex, or a burning sensation during urination.
Prevention of a Chlamydia Infection
The U.S. National Library of Medicine warns that the only way to prevent this condition is to abstain from sexual intercourse unless you are sure the other person does not have chlamydia or other sexually transmitted diseases. If you have been exposed to it, contact your doctor’s office for a test to determine if it is present. Do this before engaging in sex with other people. Early detection is important. Your health insurance policy is likely to provide you with coverage for the diagnosis and treatment of this condition. It can also help you to get routine exams to make sure you remain disease-free.
Health Insurance for a Chlamydia Infection
When it comes to having chlamydia, most men and women recognize the importance of maintaining health insurance. Those who have this type of STD will need to maintain health insurance long term because of the need for medications and ongoing treatment. Many patients spend a significant amount of time in the hospital or battling complications. However, your health insurance is likely to provide financial protection for most of these risks. If you are diagnosed with chlamydia with a health insurance policy, it will likely cover your costs. Keep in mind that some limits may otherwise apply.
If you are looking for new health insurance and have chlamydia, you will need to disclose this information to the insurer at the time of applying. However, nearly all health insurance policies have coverage for pre-existing health conditions like this one. Be sure you know the details of your care, including where you go to get medical care and the doctors you like to use. That way, you can be sure your new health insurance policy covers these risks.
Health insurance coverage can help with any of the resources you need, including treatment of chlamydia. However, prevention is always best. Be sure you are getting routine medical exams to minimize your risk of not knowing you have chlamydia.
For those who have chlamydia, maintaining health insurance is important. However, you shouldn’t feel you cannot get coverage if you have this sexually transmitted disease. Most people can do so. Maintain your health through the health insurance access you need.
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