Cervical Dysplasia: Causes and Insurance Coverage

Will your health insurance cover treatment for cervical dysplasia? Here's what you need to know about cervical dysplasia and what you an expect from your health insurance policy covering it.

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Cervical Dysplasia: Causes and Insurance Coverage

For some women, cervical dysplasia is a worrisome health condition in which an abnormal level of cell growth occurs on the cervix. If you have this condition or believe you have signs of cervical dysplasia, it is important for you to seek out and maintain medical care on a routine basis. However, having the right health insurance is also important. Most health insurance policies will cover cervical dysplasia diagnosis and treatment. Consider the following information for your insight only and not medical advice.

What Causes Cervical Dysplasia?

Doctors are not fully sure what causes cervical dysplasia to happen. However, it is believed to be related to the human papillomavirus, or HPV. This is a sexually transmitted infection that is rather common. According to Johns Hopkins Medicine, about 250,000 women each year develop this condition in the U.S. In many situations, this is a form of cervical cancer. It can also become invasive cervical cancer. It is possible for the cells to spread to other areas of the body as well, which makes it a high risk for your health and overall lifespan.

Cervical Dysplasia Risk Groups

Some people may be more likely to develop this condition than others. There has been a link to cervical dysplasia and cigarette smoking. Exposure to second-hand smoke can also be a factor. Additionally, those who engage in sexual intercourse with numerous partners are more at risk. In addition, if you have a compromised immune system, such as having HIV/AIDS, you may be more likely to have HPV as well, and that can worsen quickly into more life-threatening health conditions.

Symptoms of Cervical Dysplasia

The initial signs of cervical dysplasia are often nonexistent. You may not know the condition is present until you receive more testing. Some people may have heavier menstrual bleeding, increased vaginal discharge, pain during sex, and bleeding after menopause.

Prevention of Cervical Dysplasia

Preventing cervical dysplasia or any type of cervical cancer may not be possible. However, doctors recommend avoiding the HPV virus through the use of condoms and limiting sexual partners.


A key important factor here is the early detection of cervical dysplasia. When you receive routine tests and exams from your gynecologist, he or she may be able to pinpoint the condition early on, which may help to reduce your chances of having more invasive and life-threatening forms of it. Health insurance policies cover the routine exams that can do this. Work with your insurance provider to make sure you receive all of the exams you need as recommended for your age and your risk group to avoid serious forms of this condition.

Health Insurance Coverage for Cervical Dysplasia

In women who suffer from cervical dysplasia, it is very important to have and maintain health insurance. This condition may require a variety of treatments, including medications and surgeries. As a result, it is very important for you to maintain the necessary health insurance to help cover the costs associated with this care. Most health insurance policies provide coverage for cervical dysplasia, including coverage for diagnosis, treatment, and ongoing medical needs associated with it. However, the amount of coverage and limitations may apply.


When it comes to this condition or any other cervix-related cancer, it is important to choose a health insurance policy that provides ample protection for your needs. This includes providing coverage at your existing doctor’s offices and through local hospitals and medical centers that you trust. If you are buying health insurance right now, it is critical that you consider these factors are being the most important components in choosing a policy, along with a competitive deductible and co-payments, especially if you visit your doctor often.


If you’ve been diagnosed with cervical dysplasia, you may find it a bit harder to find low cost health insurance. However, most policies will provide you with coverage even with a pre-existing condition. Be open about the type of ailments you’ve had to ensure your coverage is always accurately selected.


When it comes to cervical dysplasia, including prevention of it, it can be hard to anticipate your options and needs. However, the right health insurance policy can give you peace of mind in knowing your financial needs are met.


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