Insurance Adjuster - Auto Insurance

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What is an Insurance Adjuster in Car Insurance?

<lingo>If you ever need to file a claim on your auto insurance policy, there's a good chance you'll deal one-on-one with an insurance adjuster. Also commonly referred to as a claims adjuster, these professionals work for your insurance company to handle and process individual claims. Ultimately, their job is to assess the details of your claim and determine a fair settlement amount based on your policy. This may involve inspecting damage to your vehicle, reviewing police accident reports, and perhaps even speaking to witnesses of an auto accident.</lingo>

Insurance Adjuster Clearly and Briefly Explained

Once a claim is filed with your auto insurance company, an insurance adjuster will be assigned to your case. Generally, these adjusters work directly for the insurance company, but some insurance carriers hire third-party adjusters as well.


Your insurance adjuster will then reach out to you for all the details needed to process your claim. The steps taken next will depend on the type of claim you've filed. For a simple claim, such as an auto glass repair claim, your adjuster may simply ask for a basic explanation of how your auto glass became damaged, along with some photos for documentation before ordering the necessary repair through your comprehensive coverage.


<twitter>Once a claim is filed with your auto insurance company, an insurance adjuster will be assigned to your case.</twitter>



For a more complex claim, such as one following an auto accident, your adjuster may need to take additional steps. This may include reviewing the police report for your accident, getting in touch with other drivers involved, and speaking with witnesses. He or she will also schedule an appointment to come assess the physical damage to your vehicle and may even request copies of your medical records (if you're seeking compensation for injuries and related costs).


Ultimately, your insurance claims adjuster is there to make sure your claim is processed in a timely manner and that your settlement is a fair one. You can make the process go as smoothly as possible by readily providing any documentation your adjuster needs to process your claim and answering all questions honestly.