Owe more on your car
than it's worth?

Woman reviewing GAP insurance on phone near her car

GAP covers the
difference.

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Compare best quotes from top insurance carriers, including:

Progressive
Liberty Mutual Insurance
The Hartford
Direct Auto Insurance
Kemper

What is GAP insurance?

Drive with true peace of mind.

Don't let an accident ruin your financial future. GAP insurance is an inexpensive way to ensure a total loss doesn't mean total financial ruin.

Avoid unexpected costs.

If your car is totaled or stolen, standard insurance may not cover your full loan. GAP insurance helps protect you from paying out of pocket.

Extra protection when you need it most.

Ideal for new cars, low down payments, or long-term loans where you may owe more than the car's value.

Why do you need GAP insurance?

Standard insurance only pays the current market value of your car, not your loan balance. If your car is totaled, you could be left paying for a car you no longer have.

What's Covered

  • The difference between loan balance and car value
  • Theft of the vehicle (if not recovered)
  • Accidents resulting in a total loss

What's NOT Covered

  • Overdue loan payments or late fees
  • Extended warranties or service contracts
  • Deductible on your primary insurance (usually)

Ready to protect your
investment?

Takes less than 2 minutes. No commitment required.