What is Property Damage Liability in Car Insurance? When you are found to be at fault for a car accident, property damage liability covers the cost of repairing or replacing the other car(s) involved. It may also apply to other types of damaged property. For example, if one of the Read more
What is Roadside Assistance in Car Insurance? A roadside assistance plan is designed to help you when your vehicle breaks down. Specific services can vary by carrier, but some common services included with a roadside assistance plan include towing to a nearby repair shop, battery service, fuel delivery, lockout services, Read more
What is a Salvage Title in Car Insurance? When you’re shopping for a used car, you may come across one with a salvage title. When a car has a salvage title, it means that at some point, the vehicle was damaged (likely in an auto accident) to the point that Read more
What is Tort Coverage in Car Insurance? First instituted by the state of Pennsylvania, full tort and limited tort automobile insurance options were initially designed to reduce the amount of pain and suffering lawsuits in the state. This was enacted in the form of mandatory personal injury protection (PIP) insurance Read more
What is Uninsured Motorist Coverage in Car Insurance? Uninsured motorist coverage provides financial compensation to you in the event of an accident “” even if the at-fault driver doesn’t have liability coverage. This additional coverage level is highly recommended because not every driver has enough insurance to cover major accidents. Read more
Learn From The Pros We have compiled years of accumulated knowledge into one, easy to navigate, auto insurance buyer’s guide. This will serve you while searching for the best policy but also in your day to day experiences revolving handling your vehicle, from treatments to prevention guides. Here at Pretected, Read more
Become a Real Local Auto insurance requirements, rates, costs and coverage differ greatly between the states. Where you live has a huge impact on the type of insurance you legally need in order to drive and how much you will pay for it. Additionally, each state has unique traffic laws Read more
What is an Accident Forgiveness in Car Insurance? When you’re involved in your first accident (or your first accident in a number of years), you will hope that you have accident forgiveness as part of your auto insurance policy. Specifically, having accident forgiveness means that your insurance company will not Read more
What is an Actual Cash Value in Car Insurance? An automobile’s actual cash value (ACV) is the market value of a vehicle at the time a claim is submitted. It is frequently used in a situation when the automobile is determined to be a total loss or “totaled”. The actual Read more
What Are Aftermarket Parts in Car Insurance? When your vehicle is damaged in an accident, you will need to take it to a reputable auto mechanic or dealership to have it repaired. If specific parts were damaged in the accident, these may need to be replaced. Replacement parts generally fall Read more